Stop Contributing.
Let Time Do the Work.
Most calculators treat investing as one phase. It's actually two. Find the exact moment you can stop contributing and let compound interest carry you to freedom.
Did you know? Someone who invests for 10 years starting at 25 and then stops often ends up with more money than someone who invests for 30 years starting at 35. Time in market beats time contributing. See the math →
How It Works
Two Phases. One Complete Picture.
Contribute
You invest actively every month, building your base.
Coast
You stop contributing. Compound interest keeps growing your money.
Freedom
You reach financial independence. Your money has done the work.
Tools
Free Calculators
Coast FIRE Calculator
Enter your contribution years and invested years separately — see the number that changes everything. The only calculator that models the full two-phase investing journey.
Withdrawal Calculator
How long will your retirement savings last? Model monthly withdrawals, see depletion risk, and find your safe withdrawal rate.
Use Calculator →The Math
The counterintuitive truth about compounding
Contributed $500/mo for 10 years, then stopped completely
$1,240,000 at 65
Jordan, started at 35
Contributed $500/mo for 30 years right up to retirement
$940,000 at 65
Assumes $500/month, 8% annual return.
Run Your Own Numbers →From the Blog
Popular Articles
The Investor Who Contributed for 10 Years Beat the One Who Contributed for 30
What Is Coast FIRE? Your Complete Guide to the Two-Phase Strategy
The Power of Compound Interest: Why Starting 5 Years Earlier Changes Everything
Why CoastVest
Built different, by design.
Transparent Math
Every formula is explained. No black boxes.
Two-Phase Model
The only calculator separating contribution from coast years.
Instant Results
No signup, no email. Just your numbers, immediately.
No Tracking
Calculations run in your browser. Your data stays private.